Advertising

Not at all. You choose to live in an area, you take the risk. There' snothing ridiculous about it. You weigh the odds, you make a choice. No one should have to pay anything when disaster strikes, you knew it was a possibilitiy. Where i live, flooding on the river, winter blizzards, and occassional hurricanes are the risk. I believe the risk is reasonably low, and i live with it.

If something bad happens, it ain't your problem, it's mine. I choose to purchase some insurance to cover taht contingency. Sorry Shan, it's not ridiculous, that's life. We all take risks every moment. I have compassion, but feel no guilt or responsibility.

• stephan